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 Home Buyer Services

All 1st Option Realty Listings are placed on-line at www.realtor.com, the official REALTOR web site, with all other homes for sale.If you would like to see a specific home, contact 1st Option Realty at (203) 256-0589 to speak with a buyer broker and schedule an appointment.

Please note that 1st Option Realty does not permit any home to be shown to any buyer who has not been pre-approved (not just pre-qualified) for mortgage financing if financing is required. If you have been pre-approved for a mortgage by a bank or mortgage company already, you will need to fax a copy of that pre-approval to our office at 203-259-0514. Also, Residential Finance Network, an affiliate of 1st Option Realty, offers instant automated approvals that take approximately 30 minutes to complete. Call Residential Finance Network at (203) 259-1000.

If you have an interest in having a 1st Option Realty buyer's agent represent you in your home search, e-mail us at HomeBuyerHelp@1stOptionRealty.com or call (203) 256-0589.

Get Your Mortgage Pre-Approved with HotLoan.com Before You Make an Offer

A pre-approval is the lender's analysis of you as a borrower without a specific property being identified. This pre-approval is an actual written loan approval subject only to an appraisal on the property and a sales contract. It involves submitting an application, providing some financial documentation and choosing a loan program. Nearly all sellers listed with Realtor offices require a home buyer to be pre-approved before submitting an offer to purchase.

There is no cost to obtaining a loan pre-approval and keeping it open for up to 120 days. If your loan is not approved you will be referred to one of our loan counselors and given an exact plan to help you obtain a loan approval as quickly as possible.

To obtain your loan pre-approval visit Residential Finance Network and select "Get Pre-Approved." We will contact you upon receipt of your application to review your request.

For any mortgage questions, call (203) 256-0589 today, or E-mail.

 1st Option is truly your . . . "first option" . . . to the traditional real estate company that charges you thousands of dollars in commissions without the added benefits you get with 1st Option Realty.


 



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1st Option Realty, 1330 Post Road, Suite 3, Fairfield, CT 06824